Travel is a necessary part of business in today's day and age. Most Americans travel without knowledge of or access to physicians and facilities, and are not prepared to deal with bringing home an ill family member or another employee. With little help or support available, there are immense language and cultural barriers to face, not to mention the costs, depending on the location of the patient and the type of emergency. These are drastic situations that no employee needs face alone. The cost of an air ambulance, for instance, can be as high as $100,000.

Assist America is a medical emergency company that offers medical assistance to people traveling 100 miles or more away from home. Assist America was formed to address the unique requirements of the insurance industry, where thousands of people are covered in groups. Assist America intervenes and helps where insurance alone cannot. Insurance companies do not know of qualified english speaking physicians in other countries, or where to secure hospital admission at a hospital which has never heard of the insurer (and will probably demand up-front cash for treatment). Insurers are not equipped to dispatch and pay for an air ambulance to relocate someone in a foreign medical facility not up to U.S. standards, or to bring a person back to the United States under the supervision of a medical team once that person is able to travel. Assist America has a worldwide network of over 600,000 pre-qualified medical providers and operational capabilities in over 210 countries and jurisdictions around the globe, bringing medical assistance to you no matter where you are. Thousands of interventions are performed every year, and evacuations are made from virtually every country under every possible condition. Should someone become ill, one phone call can access care anywhere in the world. Should you experience a medical emergency, Assist America will help with medical consultation and evaluation, medical referrals and medical monitoring. If you are in need of hospitalization and the care you are receiving is inadequate, Assist America will evacuate you to the nearest facility that offers appropriate care. They will guarantee hospital admission and forward funds to ensure that you or your employees receive prompt medical care. Assist America helps with emergency medical transmission, care of minor children left unattended due to medical emergency, return of mortal remains, dispatch of medication, legal referrals, and will, in the event of a hospitalization of more than 7 days, transport a family member of friend to be with you. While your health insurance is responsible for medical expenses, Assist America charges back nothing for its services, even for medical evacuation.

Available in conjunction with a travel accident policy from a number of insurers, or as part of a group term life plan, Assist America is valuable and cost-effective assistance for your employees traveling on company business, whether domestically or internationally. If your employees travel extensively, your group plans should include this travel accident benefit. This is an inexpensive way to substantially improve the benefits you make available to your employees.

For more information, or to request a quote for your company, email me at travel_coverage@viehdorfer.com. This is a vital component of any key executives' coverage!

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