Short Term Medical

Short term medical insurance, or temporary health coverage, is designed to fill the gap resulting from loss of COBRA, coverage between jobs, students without coverage - anyone in need of temporary, cost-effective medical insurance. Short term medical insurance is usually limited to a one year total term in six month increments, payable monthly or in a single payment. If you are currently on a short-term plan call us at 303-422-1660 for options.

Temporary, short term medical insurance is easy to enroll and pay for. You will answer a few simple medical questions and submit your application by mail, telephone, or on-line. For paper applications, your coverage is effective on the postmark date or the date we receive it. Temporary medical coverage is deductible-and-coinsurance based, so it's easy to get and easy to understand. You can see any doctor with these plans.

We offer:

Assurant Health Short Term Medical: A medical expense policy with deductibles in the $250 -$2,500 range, a choice of coinsurance levels, and $2,000,000 in lifetime or benefit maximum per insured.

Golden Rule Short Term Medical: Using the United Healthcare Choice Plus Network, this $1,00,000 lifetime maximum plan is extremely cost-effective, with a per-deductible plan design of $250 to $1,500.

Short Term Medical Plans all impose pre-existing limitations, and will not typically cover chronic illness, preventive care, treatment of mental illness or substanc abuse, or treatment obtained outside the United States.