Short Term Medical insurance is designed to fill the gap resulting from loss of COBRA, coverage between jobs, students without coverage - anyone in need of temporary, cost-effective medical insurance. Short Term Medical Insurance is usually limited to a one year total term in six month increments. If you are currently on a short-term plan call our office at 303-422-1660 for options.

Temporary medical insurance is easy to enroll and pay for. You will answer a few simple medical questions and submit your application by mail, telephone, or on-line enrollment. For paper applications, your coverage is effective on the postmark date or the date we receive it. Temporary medical coverage is deductible-and-coinsurance based, so it's easy to get and easy to understand. You can see any doctor with these plans.

We offer:

• Assurant Health Short Term Medical: A medical expense policy with deductibles in the $250 -$2,500 range, a choice of coinsurance levels, and $2,000,000 in lifetime or benefit maximum per insured. Click the link for complete plan details: Short Term Medical - On-Line Quote & Enrollment for Immediate Issue
• HUMANA One: Known as "Smart-Term" Health Insurance, these plans are unique in benefit design, enrollment, and features. Offered as a college graduate plan and a pre-employment plan, they are perfect for recent college graduates and new employees in their waiting period prior to group benefits. Beginning with a phone call, you may qualify for same day approval. Request a quote here.

Short-Term Medical Plans all impose pre-existing limitations, and will not typically cover chronic illness. We have plans for impaired-risk individuals available. Please emails us for more information.

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