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TRIPLE CHOICE |
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Option #1 |
Option #2 |
Option #3 |
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ALPHA DENTAL NETWORK PLAN
Discount fee-for-service
(This is not insurance) |
CHOICE DENTAL NETWORK PLAN
Discount fee-for-service
(This is not insurance) |
Companion Life
Traditional "See Any Dentist"
Insurance Plan |
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See Network Dentists Only |
See Network Dentists Only |
Select Any Dentist |
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No deductibles to satisfy |
No deductibles to satisfy |
$100 Lifetime Deductible |
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Lower Co-pays |
Higher Co-pays |
Usual & Customary - 80% percent. |
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No claim forms to complete |
No claim forms to complete |
Claim forms needed by you or physician |
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Unlimited services |
Unlimited services |
$1,000 a year maximum |
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Orthodontics, child & adult |
Orthodontics, child & adult |
No Orthodontia |
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No waiting periods |
No waiting periods |
Waiting periods may apply |
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No Pre-Authorization |
No Pre-Authorizations |
Authorization recommended! |
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Guaranteed Issue |
Guaranteed Issue |
Guarantee Issue |
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Cosmetic Dentistry Included |
Cosmetic Dentistry Included |
No Cosmetic Services |
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One Year Premium Guarantee |
One Year Premium Guarantee |
One Year Premium Guarantee |
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Low Monthly Cost |
Low Monthly Cost |
Higher Monthly Cost |
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119 covered dental procedures |
243 covered dental procedures |
[requires 3 participants] |